Terms & Conditions

#Purpose of this Privacy Statement

When you engage with us, you trust us with personal information about yourself and your spouse and your dependants. We are committed to protecting your right to privacy. We’ll take all reasonable steps to keep your personal information safe and confidential. The purpose of this Privacy Statement is to set out how we collect, use, share and otherwise process your personal information, in line with the Protection of Personal Information Act.

#Acceptance of this Privacy Statement

By using the services of any member of Home Loan Junction and/or by providing your personal information to us, you confirm you give us consent that we may process your personal information subject to the provisions of this Privacy Statement. Similarly, should we process any information of yours prior to receiving such consent, the same will be processed by us subject to this Privacy Statement.

#Acceptance is voluntary

You have the right to object to the processing of your personal information. It is voluntary to accept these terms and conditions. However, we may require your acceptance to provide you with our products and services, including but not limited to the offering of our pre-qualification services and applying for home loan finance and insurance protection for you as well as other products such as deposit solutions and finance. When we do need personal information about you, your spouse and your dependants, we will only collect and process personal information for valid and lawful reasons. The acceptance of these terms and conditions and the permission given to process your and your spouse’s and your dependants’ personal information will continue while you are a customer of Home Loan Junction, and for such period thereafter as we are required by contract or legislation to retain your records, including as required by our financial institution and insurance company business partners.

#Purpose for processing your personal information

You agree that we may process your personal information for the following purposes:

• 1) Offering pre-qualification services, applying for home loan finance on your behalf and any home loan / home related and personal lines insurance products as well as deposit solutions and finance.
• 2) Administering your insurance policies and assessing claims submitted under those policies.
• 3) Offering services related to the drawing up of a Will and related products.
• 4) Providing relevant information, including your personal information, to a contracted third party who needs the information to provide a service to you relating to the home loan application/policy/benefit. We will ensure that the third party has agreed to keep the information confidential and that same can only be used for a specific agreed purpose.

#Privacy Preferences

We will not use your personal information for a different purpose than the one stated when you provided your data or otherwise agreed would be permissible. You may opt out of communications about updated information, new services and marketing messages at any time by unsubscribing from the communication concerned.